Design a Credit Card Deal for Your Needs with Capital One!

Capital One now has introduced do-it-yourself website that gives all its customers a unique chance to create a credit card deal that meets all your requirements including your personal tastes and lifestyle. With the help of this service you will be able to create a credit card ideal for you! You can choose rewards, interest rates and even a card without any annual fee according to your credit history. The only thing left for you is to point out your credit level and start designing your plastic. Decide what type of a credit card you would like to get: a plastic for good credit, a rewards credit card poor a cash back one and go for it! The first thing that to have to do is to determine your credit history: bad, good or excellent credit history. Capital One has its own criteria. According to them, a customer has a good credit rating if he/she has been a cardholder for more than 3 years; had a credit limit of more than $5,000 and has never been late with credit card payments (loan payments or credit card bills for more than 60 days during the previous year. After you made sure what credit history you have, you are free to make your choice. The range of multiple credit card deals options is rather wide - it may be a credit card with 1% or 1.25% cash back on your purchases or a plastic with gas or miles rebates. As soon as you've chosen basic rewards, other multiple credit cards bonuses may be cancelled. For instance, you choose to get a 2% cash back bonus on your gas purchases, you will no longer have no zero Intro APR and you will not be able to get additional rebates. Moreover, your credit card will them feature an annual fee and the interest rate as high as 17%. Fortunately, the above-mentioned deal is not the best one available. I you wish, you can start it again and choose another deal that suit you better. If you prefer to earn 1 mile per every dollar spent with your airmiles credit card, you will get other benefits such as 25% annual bonus! Choosing this option you will earn bonus miles considerably faster. Your plastic will feature no annual fee, zero APR on purchases for several months and you will be lucky enough to get a competitive interest rate of 14.9% or 16.9%. Having chosen the card, you are free to decide upon its design. Capital One bank has its logo to offer or you may choose an individual image - nature, flowers, animals and so on. Thus, the number of options is determined by your credit history - the better your credit card score is, the more offers you can choose from. If your credit history is excellent that is you've been a credit user for more than 5 years, had a credit limit more than $10,000 and you've never been late with your payments for more than 60 days on your payments, you will be lucky to choose from a diversity of credit card benefits! So, advantages of applying for multiple credit card deals are evident! Use credit cards correctly to keep your credit score high, feel free to design the best credit card deal with Capital One! Andrea Domini is a staff writer at Credit-Card-Analyzer.com writing articles and news about looking best deals on credit cards. She is a good specialist in different credit card deals and is well-known in financial circles. Financial directory